Installment Loans with No Credit Check

At First Security Bank, we offer flexible financial solutions for borrowers with less-than-perfect credit. You’re welcome to pre-qualify for a loan online without undergoing a hard credit check.

What Are Installment Loans with No Credit Check?

An installment loan is a long-term solution that you can repay in a series of affordable monthly payments. They come in the form of a lump-sum payment that can be used to cover multiple personal needs. Installment loans are unsecured and don’t require collateral.

No credit check options typically refer to loans that require only a soft credit check at the pre-qualification stage, meaning that major credit bureaus won’t be involved in the process. If you accept an offer and submit a final application, a hard credit check might be performed.

Enjoy the Flexibility We Offer!

We understand that life happens. Feel free to cover any of your personal needs, including:

• Medical expenses;
• Debt consolidation;
• Covering high-interest credit card debt;
• Vacation costs;
• Wedding financing;
• Home improvement;
• Car repairs;
• Making major purchases.

At First Security Bank, we don’t track the way you spend the funds, allowing you to manage your money at your discretion.

First Security’s Bank Installment Loan Options at First Glance

We create our loan products with our customers in mind to meet our client’s highest expectations. Here’s a loan overview:

Minimum loan amount: $1,000

Maximum loan amount: $50,000

Repayment terms: 12 to 60 months

Collateral: None

Interest rates: 5.99%-35.99%

Fees: No origination, application, and prepayment fees. Late fees may be applied. 

Note: The exact APR will be determined based on factors like your location, credit score, debt-to-income ratio, income, and the repayment period.

Benefits of First Security’s Installment Loans

Here’s how First Security Bank helps customers stay on top of their finances with its installment loan options:

• No hard credit checks when pre-qualifying;
• Convenient loan amounts for both major and minor expenses;
• Flexible repayment options;
• No collateral is needed;
• Easy application process;
• Fast money transfers;
• Competitive interest rates;
• Personalized offers;
• Exceptional customer service.

Eligibility Requirements

First Security Bank is your financial ally that cares. We accept borrowers with less-than-perfect credit and set eligibility requirements that are easy to meet. Here’s what you need to qualify for an installment loan with no credit check:

Age: At least 18.

Minimum credit score requirement: 600.

Maximum DTI: 40%.

Residency: Be a legal US resident.

Information: Full name, date of birth, address, cell phone number, Social Security number, bank account details, and your employer’s contact details.

Documents: Valid ID, bank statements, pay stubs, or other income confirmation, proof of address, existing loan or credit card statements.

Get a No Credit Check Installment Loan Today!

First Security Bank is always by your side to help you navigate financial challenges. We’re happy to support those who need it most and help them reach their bold financial goals. Fill out a simple form and pre-qualify for an installment loan in minutes. We’ll get back to you with a personalized offer in less than one hour.

Have some questions left? Contact our customer support to get detailed information about the loan options we offer.